Travel anywhere you please, confident that your hometown bank is working hard to make your trip easier. Because we’ve partnered with the world’s largest ATM Network, CIRRUS Network, that means that you have convenient access to thousands of surcharge-fee free ATM locations, around the world. 

Simply go online 24/7 to find the location that’s nearest to you – conveniently often in highly traveled and commuter areas.


  • Access to over 1,000 ATM machines in Wisconsin and the Upper Peninsula
  • Partnership with the CIRRUS Network, the world’s largest ATM network
  • Located where busy travelers need the most (look for the CIRRUS symbol):
    • Airports
    • Train stations
    • Recreational areas
    • Universities
    • Financial institutions

Baylake Bank ATM Usage and Associated Fees

There are no start up fees with Baylake Bank’s Automated Teller Services and no annual fees. 

The charges associated with this service include: 

  • $5.00 ATM replacement card

ATM Withdrawal/POS Maximums: 

  • Unlimited withdrawals. 
  • $600 maximum daily withdrawal for on line. 
  • $300 maximum daily withdrawal for off line. 

Notice regarding ATM Fees by Others: 
A fee may also be imposed by a terminal/network operator if you initiate a transfer from a terminal that is not operated by us. You will be notified of any such fee when you use the terminal.