BAYLAKE BANK’S INTERNET PRIVACY PRACTICES

At Baylake Bank, we recognize that the privacy and security of personal financial information are an important concern to our customers. Your privacy is considered in all aspects of our business. Our employees are trained about their responsibility to protect confidential customer information. We have taken care to establish detailed practices and procedures to protect your nonpublic personal information.

Baylake Bank receives and retains information about its customers through many sources. However, we carefully limit the collection and use of this information solely to maintain and deliver our banking products and services and offer new products and services that may be of benefit to our customers. Baylake Bank is committed to protect the confidentiality of customer information by fully complying with all federal and state laws and regulations, such as the Fair Credit Reporting Act and the Right to Financial Privacy Act.

Confidentiality of eBanc information. In connection with your use of eBanc, Baylake Bank continues to monitor and review the privacy measures that it has in place to protect your customer information. Baylake Bank has implemented procedures that are designed to protect your nonpublic personal information as carefully as possible. These measures will continue to be updated to keep pace with new technology and additional products and services offered to our customers.

Privacy concerns about children. In order to protect the privacy of children, we will not knowingly solicit any on-line information from children and will not market to children over our eBanc website. We recognize that protecting children’s identities and privacy online is important and that the responsibility for doing so rests with our industry as well as with parents.

Concerns about your privacy. We use the same standards of care for your Internet activity as we do for your transactions with us made in person or through other forms of communication. If you have questions at any time about the privacy of your personal and account information, we urge you to contact us now or during any banking business day by calling us at 920-743-5551. We will answer your questions and take any actions necessary to assist you in maintaining the confidentiality of your personal and account information related to your use of eBanc.

User ID and password. Baylake Bank has established a User ID and password to assure the privacy of all of the information available to you at eBanc. Your password is solely for your personal use and prevents others from having access to your personal and confidential information available to you on this site. We also allow you to change your password at any time and encourage you to periodically change your password in order to help ensure the privacy of all information available on this site.

Baylake Bank Security Policy. The security of our Baylake Bank eBanc Internet site is handled in several ways. First, we control the security of our customer information as it is sent from the customer's PC to the Web server and then to our bank. Second, we protect the security of the environment of our Internet banking server and customer information database. Third, we implement special security measures to prevent unauthorized users from attempting to access customer information through the online banking section of our eBanc Web site. Please review our Security Policy for detailed information about our security procedures.