Financing As Unique as Our Customers
By: Andy Lamack,
In the sometimes confusing world of mortgage lending I am
often asked what sets us apart from the competition. After all,
aren’t all mortgages the same? Several things make Baylake Bank
an excellent choice for your mortgage needs:
• Local Processing and Decision-Making – Your loan is
processed locally by an experienced team of underwriters who
understand customer relationships and our local economy. In
other institutions, the processing and underwriting is often
completed outside the area or state due to centralization.
Our local processing of government-sponsored loans also
allows for expertise of these specialized mortgage loan
• Local Products – Baylake Bank offers many in-house options
for home financing to customers who do not quite fit the
normal mortgage program or for properties that are unique
and may have difficulty meeting the secondary market
guidelines. Baylake Bank works to find the solution.
• Local Appraisers – Baylake Bank works with local
appraisers for faster turn-around and because they have an
understanding of our local markets. Other lenders sometimes
use national appraisal management companies, which typically
add cost and time to the appraisal process for the customer.
• Local Servicing - The choice is always up to our
customer. Baylake Bank offers a variety of home loan
products that offer Baylake Bank servicing, too.
Considering the many financing options available to you as a
new home buyer, we hope you will consider the “local appeal” of
Baylake Bank’s Mortgage Lending team. Contact a Baylake Bank
Financial Center for details.