Personal Checking AccountsWhatever your good life means to you... we'll help you get there!

Baylake Bank offers a variety of financial service solutions to meet your everyday needs. Our professional staff is here to help you build your good life and Baylake Bank offers the quality products and services to make your financial management easier.

Depending on the benefits you appreciate most, we can help you decide which personal checking account is best for you.

Totally Free Checking

If you’re looking for a worry-free account with no minimum balance requirements, Totally Free Checking is right for you!

  • No minimum balance
  • No monthly service charge
  • Unlimited check writing
  • Check safekeeping required
  • FREE VISA Check Card
  • FREE online banking & eStatement

     

*A $4.95 monthly inactivity fee will be assessed after 60 inactive days.

**The minimum balance required to open the account is $50.00. Customer purchases checks. Fees could reduce the earnings on an account. Bank rules and regulations apply. ^The Annual Percentage Yield (APY) on interest bearing accounts can change at any time at the discretion of the bank.

Interest Checking

If earning interest is important to you, we have an account that also rewards you with added conveniences!

  • Competitive interest
  • No monthly service charge with a minimum daily balance of just $300 or direct deposit
  • Unlimited check writing
  • Check safekeeping available
  • FREE VISA Check Card
  • FREE online banking & eStatement
  • FREE BillPay*

Ultimate Interest Checking

The Ultimate interest account is for those who desire a higher yield in return for higher balances

  • Higher interest rates with balances of $5,000 or more
  • No monthly service charge with a minimum daily balance of just $1,000
  • Unlimited check writing
  • Check safekeeping available
  • FREE VISA Check Card
  • FREE online banking & eStatement
  • FREE BillPay*

Baylake Bank. Member FDIC