We understand that each small business is different, with different financing needs, which is why we offer such a wide range of loans to help small businesses grow -- from buying a company car to buying a new company. We're committed to helping you meet all your financing needs -- from working capital to equipment purchase or lease. The entire process is fast, easy, and convenient.

A professional is available to help you in a very specialized field. You will have peace of mind knowing that you are dealing with someone who understands your business. One meeting with a Loan Specialist will begin the process to satisfy all your credit needs, with the best possible structure for your financial needs. Our primary objective is to develop long-term mutually beneficial relationships with our customers.

We truly care for the customer’s best interest. We take time to understand their needs and go the extra mile in providing professional and personal quality service, with the intention of being a true business partner.

Our decision making process is done locally, our approval process and turn around time is quick. We keep our customers informed during the process and are available for questions anytime.

At Baylake Bank, we have a wide variety of diversified products and services to meet the needs of our commercial customers. We continue to upgrade these products and services as customers’ needs and technology change in order to keep ourselves on the leading edge of our industry.
We customize our commercial loan rate structure to provide the lowest rate possible for each customer’s individual situation. This will save the customer money.

We offer commercial term loans and leases, lines of credit, letters of credit, agricultural loans, and government guaranteed loans.