0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-01-01 2011-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2010-01-01 2010-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2009-01-01 2009-12-31 0000275119 us-gaap:RetainedEarningsMember 2011-01-01 2011-12-31 0000275119 us-gaap:RetainedEarningsMember 2010-01-01 2010-12-31 0000275119 us-gaap:RetainedEarningsMember 2009-01-01 2009-12-31 0000275119 us-gaap:TreasuryStockMember 2011-12-31 0000275119 us-gaap:RetainedEarningsMember 2011-12-31 0000275119 us-gaap:CommonStockMember 2011-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2011-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2011-12-31 0000275119 us-gaap:TreasuryStockMember 2010-12-31 0000275119 us-gaap:RetainedEarningsMember 2010-12-31 0000275119 us-gaap:CommonStockMember 2010-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2010-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2010-12-31 0000275119 us-gaap:TreasuryStockMember 2009-12-31 0000275119 us-gaap:RetainedEarningsMember 2009-12-31 0000275119 us-gaap:CommonStockMember 2009-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2009-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2009-12-31 0000275119 us-gaap:TreasuryStockMember 2008-12-31 0000275119 us-gaap:RetainedEarningsMember 2008-12-31 0000275119 us-gaap:CommonStockMember 2008-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2008-12-31 0000275119 us-gaap:AccumulatedOtherComprehensiveIncomeMember 2008-12-31 0000275119 2009-12-31 0000275119 2008-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2011-01-01 2011-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2010-01-01 2010-12-31 0000275119 us-gaap:AdditionalPaidInCapitalMember 2009-01-01 2009-12-31 0000275119 2011-12-31 0000275119 2010-12-31 0000275119 2011-06-30 0000275119 2012-02-28 0000275119 2011-01-01 2011-12-31 0000275119 2010-01-01 2010-12-31 0000275119 2009-01-01 2009-12-31 iso4217:USD xbrli:shares xbrli:shares iso4217:USD 52000 48000 <div> NOTE 13 – CAPITAL MATTERS Banks and bank holding companies are subject to regulatory capital requirements administered by federal banking agencies. Capital adequacy guidelines and, additionally for banks, prompt corrective action regulations involve quantitative measures of assets, liabilities, and certain off-balance-sheet items calculated under regulatory accounting practices. Capital amounts and classifications are also subject to qualitative judgments by regulators. Failure to meet capital requirements can initiate regulatory action. Prompt corrective action regulations provide five classifications: well capitalized, adequately capitalized, undercapitalized, significantly undercapitalized, and critically undercapitalized, although these terms are not used to represent overall financial condition. If adequately capitalized, regulatory approval is required to accept brokered deposits. If undercapitalized, capital distributions are limited, as is asset growth and expansion, and capital restoration plans are required. At December 31, 2011, regulatory notifications categorized the Bank as well capitalized, under the regulatory framework for prompt corrective action. There are no conditions or events since that notification that management believes have changed the Bank's category. Effective December 29, 2010, the Company and the Bank entered into a Written Agreement ("Written Agreement") with the Federal Reserve Bank of Chicago and the State of Wisconsin Department of Financial Institutions ("WDFI"). Under the terms of the Written Agreement, both the Company and the Bank have agreed to, among other things: (a) submit for approval plans to permit the Company to maintain sufficient consolidated capital and the Bank, to maintain sufficient stand-alone capital; (b) comply with applicable notice provisions with respect to the appointment of new directors and senior executive officers of the Company and the Bank and legal and regulatory limitations on indemnification payments and severance payments; and (c) refrain from declaring or paying dividends absent prior regulatory approval. It is the intent of the Directors and senior management of the Company and the Bank to diligently seek to comply with all requirements specified in the Written Agreement. Regulatory restrictions, which govern all state chartered banks, preclude the payment of dividends without the prior written consent of the WDFI if dividends declared and paid by such bank in either of the two immediately preceding years exceeded that bank's net income for those years. During 2011 and 2010, no dividends were declared. In order to pay dividends in the future, the Bank will need to seek prior approval from WDFI, as well as the Federal Reserve Board. Future dividends will be subject to improved earnings and the reduction of nonperforming loans, among others. On January 20, 2012 the Company obtained approval from the WDFI to pay a $0.01 per share dividend on February 10, 2012 to shareholders of record on January 31, 2012. The Company's and the Bank's risk-based capital and leverage ratios at December 31, 2011 and 2010 are presented below. <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 31%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="31%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" rowspan="2" colspan="5"> To Be Well Capitalized Under Prompt Corrective Action Provisions </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="5"> Actual </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="5"> For Capital Adequacy Purposes </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Amount </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Ratio </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Amount </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Ratio </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Amount </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Ratio </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total Capital to Risk-Weighted Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 101,446 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 13.54 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 59,928 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 8.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 100,268 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 13.38 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 59,961 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 8.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 74,952 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 10.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Tier 1 (Core) Capital to Risk-Weighted Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 82,617 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 11.03 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 29,964 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 90,883 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 12.13 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 29,981 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 44,971 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 6.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Tier 1 (Core) Capital to Average Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 82,617 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 7.93 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 41,648 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 90,883 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 8.72 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 41,711 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 52,139 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 5.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total Capital to Risk-Weighted Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 96,245 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 12.76 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 60,364 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 8.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 94,194 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 12.48 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 60,394 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 8.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 75,493 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 10.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Tier 1 (Core) Capital to Risk-Weighted Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 77,338 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 10.25 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 30,182 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 84,732 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 11.22 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 30,197 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 45,296 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 6.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Tier 1 (Core) Capital to Average Assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Consolidated </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 77,338 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 7.41 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 41,720 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> N/A </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 84,732 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 8.12 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 41,237 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 52,171 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 5.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr></table> </div> <div> NOTE 10 – FEDERAL FUNDS PURCHASED AND REPURCHASE AGREEMENTS Short-term borrowings consisted of the following at December 31: <div align="center"> <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 64%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="64%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Federal funds purchased </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Securities sold under agreements to repurchase </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 47,566 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 19,236 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 47,566 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 19,236 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Average amounts outstanding during year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 26,013 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 24,626 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Maximum month-end amounts outstanding </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 47,566 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 31,316 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Average interest rates on amounts outstanding at end of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 0.30 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 0.31 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> % </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Average interest rates on amounts outstanding during year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 0.41 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 0.39 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> % </td></tr></table></div> </div> 659000 773000 771000 <div> NOTE 7 – MORTGAGE SERVICING RIGHTS The Bank has obligations to service residential first mortgage loans and commercial loans that have been sold in the secondary market with servicing retained. New mortgage servicing rights (MSRs) are recorded when loans are sold in the secondary market with servicing retained. On a quarterly basis MSRs are valued based on available market information. The Bank does not hedge the risk of changes in fair value. Changes in the carrying value of MSRs are as follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 70%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="70%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="6"> For the year ended December 31, </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Balance at beginning of period </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 746 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 609 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Addition from loans sold with servicing retained </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 180 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 224 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Loan payments and payoffs </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (198 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (179 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Change in valuation </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (94 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 92 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Balance at end of period </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 634 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 746 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Balance of underlying loans being serviced at December 31 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 84,797 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 81,157 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr></table> </div> 359000 87000 292000 -359000 -87000 -292000 108000 39000 205000 -2000 83000 -5000 703000 808000 689000 2980000 232000 -6658000 2486000 2319000 113714000 69341000 63922000 308000 <div> NOTE 12 – CONVERTIBLE PROMISSORY NOTES During 2009 and 2010, the Company issued 10% Convertible Notes due June 30, 2017 (the "Convertible Notes") totaling $9.45 million. The Convertible Notes offering was exempt from registration under Section 4(2) of the Securities Act of 1933 and Rule 506 promulgated there under. The Convertible Notes accrue interest at a fixed rate of 10% payable quarterly, in arrears, on January 1, April 1, July 1, and October 1, of each year. The Convertible Notes are convertible into shares of the Company's common stock at a conversion ratio of one share of common stock for each $5.00 in aggregate principal amount held on the record date of the conversion subject to certain adjustments as described in the Convertible Notes. Prior to October 1, 2014, each holder of the Convertible Notes may convert up to 100% (at the discretion of the holder) of the original principal amount into shares of the Company's common stock at the conversion ratio. On October 1, 2014, one-half of the original principal amounts are mandatorily convertible into common stock at the conversion ratio if conversion has not yet occurred. The principal amount of any Convertible Note that has not been converted will be payable at maturity on June 30, 2017. The Company is not obligated to register the common stock issued on the conversion of the Convertible Notes.The Company incurred debt issuance costs of $0.2 million in conjunction with the sale of the Convertible Notes. These costs were capitalized and are being amortized to interest expense using the effective interest method over the initial conversion term, which is October 1, 2014. </div> 20000 737000 68000 20000 737000 68000 678000 2149000 1746000 1626000 465000 false --12-31 FY 2011 2011-12-31 10-K 0000275119 7911539 Yes Smaller Reporting Company 30647642 BAYLAKE CORP No No <div> NOTE 3 - SECURITIES The fair value of securities available for sale and the related unrealized gains and losses as of December 31, 2011 and 2010 are as follows: <div align="center"> <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 50%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="50%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="8"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Gross Unrealized Gains </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Gross Unrealized Losses </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> U.S. government sponsored agency securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 14,138 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 49 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Obligations of states and political subdivisions </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 57,766 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,128 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Asset-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4,969 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 132 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (451 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Mortgage-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 193,592 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,233 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (1,984 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Private placement and corporate bonds </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 12,212 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 159 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (17 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,654 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 284,331 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 8,701 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (2,452 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr></table></div>   <div align="center"> <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 50%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="50%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="8"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Gross Unrealized Gains </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Gross Unrealized Losses </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> U.S. government sponsored agency securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 33,753 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 80 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (35 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Obligations of states and political subdivisions </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 52,853 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 863 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (284 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Asset-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 5,536 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 175 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (841 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Mortgage-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 159,646 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 2,074 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (866 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Private placement and corporate bonds </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 12,537 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 534 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (33 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 2,435 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 266,760 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 3,726 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (2,059 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr></table></div> Other securities consist of short-term money market mutual funds and equity securities in the Federal Reserve Bank and other nonmarketable equity securities, which are carried at cost. A summary of sales of securities available for sale during the year ended December 31 is as follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 56%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="56%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2009 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Proceeds </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 32,119 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 56,289 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 206,529 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Gross realized gains </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 669 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,452 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,164 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Gross realized losses </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 18 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 54 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 1 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr></table> The estimated fair value of securities at December 31, 2011, by contractual maturity, is shown below. Expected maturities will differ from contractual maturities on other equity securities, mortgage-backed securities and asset-backed securities because borrowers may have the right to call or prepay obligations with or without call or prepayment penalties. <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 78%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="78%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 14%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="14%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Estimated Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Due in one year or less </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 587 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Due after one year through five years </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 17,890 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Due after five years through ten years </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 43,555 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Due after ten years </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 22,084 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 84,116 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other equity securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,654 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Mortgage-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 193,592 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Asset-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,969 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 284,331 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr></table> Securities pledged to secure public deposits and borrowed funds had a carrying value of $91,120 and $109,370 at December 31, 2011 and 2010, respectively. Securities with unrealized losses at December 31, 2011 and 2010, aggregated by investment category and length of time that individual securities have been in a continuous unrealized loss position, are as follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 26%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="26%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5"> Less than 12 Months </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5"> 12 Months or More </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="5"> Total </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Description of Securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Unrealized Loss </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Unrealized Loss </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Fair Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Unrealized Loss </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> U.S. government sponsored agency securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Obligations of states and political subdivisions </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Mortgage-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 46,955 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (964 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 9,363 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (1,020 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 56,318 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (1,984 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Asset-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 3,645 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (451 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 3,645 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (451 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Private placement and corporate bonds </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 3,504 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (17 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 3,504 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (17 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Total temporarily impaired </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 50,459 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (981 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 13,008 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (1,471 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 63,467 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (2,452 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> U.S. government sponsored agency securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4,960 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (35 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4,960 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (35 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Obligations of states and political subdivisions </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 15,177 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (284 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 15,177 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (284 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Mortgage-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 53,582 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (838 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 5,500 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (28 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 59,082 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (866 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Asset-backed securities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 3,889 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (841 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 3,889 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (841 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Private placement and corporate bonds </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,967 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (33 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,967 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (33 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total temporarily impaired </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 77,608 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (1,998 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 10,467 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (61 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 88,075 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (2,059 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr></table> At December 31, 2011, the mortgage-backed securities category with continuous unrealized losses for twelve months or more comprises three securities. The asset-backed securities category with continuous unrealized losses for twelve months or more comprises two securities. At December 31, 2010, the mortgage-backed securities category with continuous unrealized losses for twelve months or more comprises one security, and corporate bond category with continuous unrealized losses for twelve months or more comprises four securities. We evaluate securities for other-than-temporary impairment at least on a quarterly basis, and more frequently when economic or market concerns warrant such evaluation. As part of such monitoring, the credit quality of individual securities and their issuers are assessed. Adjustments to market value that are considered temporary are recorded in other comprehensive income as a separate component of equity, net of income tax. If an impairment of a security is identified as other-than-temporary based on information available, such as the decline in the credit worthiness of the issuer, external market ratings or the anticipated or realized elimination of associated dividends, such impairments are further analyzed to determine if a credit loss exists. If there is a credit loss, it will be recorded in the statement of operations. Losses deemed other-than-temporary not due to credit will continue to be recognized in other comprehensive income. Unrealized losses reflected in the preceding tables have not been included in results of operations because the unrealized loss was not deemed other-than-temporary due to credit. Management has determined that more likely than not the Company will not be required to sell the security before its anticipated recovery and therefore, there is no other-than-temporary impairment. The losses on these securities are expected to dissipate as they approach their maturity dates and/or if interest rates decline.At December 31, 2011 and 2010 the mortgage-backed securities portfolio was $193.6 million (68.1%), and $159.6 million (59.8%), respectively, of the investment portfolio. Approximately 8.4%, or $16.2 million, of the mortgage-backed securities outstanding at December 31, 2011 were issued and guaranteed by the Government National Mortgage Associate ("GNMA") or the United States Department of Veterans Affairs ("VA"); agencies of the United States government. An additional 67.5%, or $130.7 million, of the mortgage-backed securities outstanding at December 31, 2011 were issued by either the Federal National Mortgage Association ("FNMA") or the Federal Home Loan Mortgage Corporation ("FHLMC"); United States government-sponsored agencies. Non-agency mortgage-backed securities present a level of credit risk that does not exist with agency-backed securities, but only comprised approximately 24.1%, or $46.7 million, of the outstanding mortgage-backed securities at December 31, 2011. </div>

8034000

9225000

1009000

3781000

11980000

12066000

2000

1000

86000

70000000

55000000

12000

34000

35000

1052453000

1086929000

266760000

284331000

24472000

23064000

627000

468000

451000

63357000

-31887000

32425000

23085000

86442000

54555000

86980000

68954000

-1635000

11977000

40662000

21499000

-3549000

74598000

-322000

11979000

40662000

25828000

-3549000

77067000

1009000

11980000

40662000

26965000

-3549000

84401000

3781000

12066000

40662000

31441000

-3549000

50000000

8132552

7911539

40662000

5642000

2468000

7248000

<div> NOTE 19 – CONDENSED FINANCIAL INFORMATION - PARENT COMPANY ONLY CONDENSED BALANCE SHEETS December 31 <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 71%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="71%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ASSETS </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Cash and cash equivalents </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,764 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 2,351 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Receivable from subsidiary </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 38 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 43 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Deferred income taxes </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 50 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 16 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Unamortized debt offering costs </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 98 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 133 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Income tax receivable </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 109 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 98 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Investment in subsidiaries </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 108,128 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 99,988 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 3 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Total assets </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 110,190 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 102,629 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> LIABILITIES AND STOCKHOLDERS' EQUITY </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Liabilities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other payables </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 10 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Interest Payable </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 239 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Debentures </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 16,100 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 16,100 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Convertible promissory notes </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 9,450 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 9,450 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total liabilities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 25,789 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 25,562 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Stockholders' equity </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 84,401 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 77,067 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total liabilities and stockholders' equity </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 110,190 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 102,629 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="8">  </td></tr></table> CONDENSED STATEMENTS OF OPERATIONS Years ended December 31 <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 63%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="63%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2009 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Income </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Dividends from subsidiaries </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Interest income </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 11 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 26 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 18 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total income </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 11 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 26 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 18 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Expenses </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Interest </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,252 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,136 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 529 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Other </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 226 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 127 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 107 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Total expenses </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,478 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,263 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 636 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Loss before equity in undistributed net income of subsidiaries </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (1,467 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (1,237 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (618 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Equity in undistributed net income of subsidiaries (dividends in excess of earnings) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 5,368 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,889 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,705 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Income before income taxes </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 3,901 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 652 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 4,087 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Income tax benefit </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (575 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (485 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (242 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Net income </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,476 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,137 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 4,329 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="11">  </td></tr></table> CONDENSED STATEMENT OF CASH FLOWS Years ended December 31 <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 57%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="57%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2009 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Cash flows from operating activities: </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Net income </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,476 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 1,137 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,329 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Adjustments to reconcile net income to net cash used in operating activities: </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Undistributed earnings of subsidiary (dividends in excess of earnings) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (5,368 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (1,889 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (4,705 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Amortization of debt issuance costs </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 35 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 34 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 12 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Net change in intercompany receivable </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 5 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (24 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 9 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Other changes, net </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 265 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (39 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (67 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Net cash used in operating activities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (587 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (781 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (422 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Cash flows from financing activities: </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Proceeds from issuance of convertible promissory notes </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4,100 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 5,350 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Debt issuance costs </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (5 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> (174 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Surplus contributed to Bank </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (3,075 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (3,850 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Dividend reinvestment plan </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Dividends paid </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Net cash provided by financing activities </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,020 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,326 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Net change in cash and cash equivalents </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> (587 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 239 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 904 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Beginning cash and cash equivalents </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 2,351 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 2,112 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,208 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Ending cash and cash equivalents </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1,764 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 2,351 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 2,112 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="11">  </td></tr></table> </div>

9450000

164000

860000

980000

3760000

-1337000

247000

9202000

7145000

<div> NOTE 8 – DEPOSITS The following is a summary of deposits by type at December 31: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 64%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="64%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2010 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Noninterest-bearing demand deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 104,446 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 84,552 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Interest-bearing demand deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 146,743 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 157,977 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Savings deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 37,218 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 37,824 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Money market deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 273,261 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 239,340 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Time deposits $100,000 and greater </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 125,376 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 140,493 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Other time deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 178,143 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 192,380 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Total deposits </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 865,187 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 852,566 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Brokered certificates of deposit included above </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 43,234 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 45,584 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr></table> At December 31, 2011, the scheduled maturities of time deposits were as follows: <div align="center"> <table style="line-height: 115%; width: 60%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="60%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 82%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="82%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 11%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="11%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2012 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 169,780 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 2013 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 100,641 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2014 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 19,212 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 2015 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 13,592 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2016 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 294 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 303,519 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr></table></div>Deposits from the Company's directors and officers held by the Bank at December 31, 2011 and 2010 amounted to $6,507 and $5,128, respectively. </div>

852566000

865187000

1391000

1330000

1338000

<div> NOTE 18 – STOCK OPTION PLAN The Company has a non-qualified stock option plan (the "Option Plan") under which certain officers and key salaried employees may purchase shares of the Company's stock at an established exercise price. Unless earlier terminated, these options expire ten years from the date of grant. The options vest over a five-year period becoming exercisable 20% per year, commencing one year from date of grant. This plan expired in 2003; however, options remain outstanding under the Option Plan. There was no compensation expense recognized for this plan in 2011. At December 31, 2011, there was no unrecognized compensation cost related to the Option Plan and all options issued are fully vested. On February 12, 2012, 9,000 options to purchase common shares at $13.00 per share expired unexercised. In June 2010, the Company's shareholders approved the Baylake Corp 2010 Equity Incentive Plan ("the 2010 Plan"), under which current and prospective employees, non-employee directors and consultants may be awarded incentive stock options, non-statutory stock options, shares of restricted stock or restricted stock units ("RSUs"), or stock appreciation rights. The aggregate number of shares of the Company's common stock issuable under the 2010 Plan is 750,000. Stock Options On March 15, 2011, the Company granted 74,572 stock options to certain members of management at the market value of the stock on the grant date, which was $4.15. The options granted expire 10 years from date of grant and vest ratably over a five-year period. The fair value of the stock options granted was $3.08 per option, determined under the Black-Scholes option pricing model. Compensation cost to be recognized over the five-year vesting period, net of income tax, is $139.6. As of December 31, 2011, none of the options were vested and unrecognized compensation expense, net of income tax, is $118.9. Restricted Stock Units (RSUs) On March 15, 2011, the Company granted 74,572 RSUs to certain members of management at the market value of the stock, which was $4.15. The RSUs were awarded at no cost to the employee and vest ratably over a five-year period. Compensation cost to be recognized over the five-year vesting period, net of income tax, is $188.1. As of December 31, 2011, none of the RSUs were vested and unrecognized compensation expense, net of income tax, is $156.6. There were no stock options granted in 2010 or 2009. Accounting for Stock Options The fair value of each option grant was estimated as of the date of the grant using the Black-Scholes option pricing model. The risk-free interest rate is based on the U.S. Treasury rate for the expected option term. The expected volatility is based on the volatility of the Company's stock over the 36-month period preceding the grant date. The expected term represents the period of time the options are expected to be outstanding. Since the Company was not paying dividends at the time of calculation and any dividend payment would require prior regulatory approval, no dividends were assumed in the calculation. The grant date fair values and assumptions used to determine such values are as follows: <div align="center"> <table style="line-height: 115%; width: 68%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="68%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 69%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="69%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 4%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="4%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 10%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="10%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> 2011 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Weighted average grant date fair value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 3.08 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Assumptions: </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Risk-free interest rate </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 2.68 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom" colspan="2"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Expected volatility </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 80.82 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Expected term (in years) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 7 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom" colspan="2">  years </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Expected dividend yield </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 0.00 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom" colspan="2"> % </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr></table></div> Activity in the stock option plans during 2011 follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 50%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="50%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Shares </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Exercise Price </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Remaining Contractual Term </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Aggregate Intrinsic Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Outstanding at beginning of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 49,628 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 13.73 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Granted </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 74,572 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 4.15 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Exercised </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Forfeited or expired </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (11,800 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 14.72 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Outstanding at end of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 112,400 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 7.27 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 6.46 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Exercisable at end of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 37,828 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 13.42 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1.06 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Fully vested and expected to vest </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 112,400 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 7.27 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 6.46 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr></table> Activity in the Option Plan during 2010 follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 50%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="50%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Shares </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Exercise Price </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Remaining Contractual Term </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Aggregate Intrinsic Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Outstanding at beginning of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 73,628 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 17.40 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Granted </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Exercised </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Forfeited or expired </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> (24,000 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> ) </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> 25.00 </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0.7pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Outstanding at end of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 49,628 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 13.73 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1.45 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Exercisable at end of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 49,628 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 13.73 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1.15 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Fully vested and expected to vest </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 49,628 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 13.73 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> 1.15 </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> $ </td> <td style="border-bottom: black 3px double; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 2.05pt; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr></table> Activity in the stock option plan during 2009 follows: <table style="line-height: 115%; width: 100%; font-family: 'Calibri','sans-serif'; font-size: 11pt;" class="MsoNormalTable" border="0" cellspacing="0" cellpadding="0" width="100%"> <tr><td style="padding-bottom: 0in; padding-left: 0in; width: 50%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="50%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 3%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="3%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 6%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="6%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 7%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="7%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 9%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="9%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 2%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="2%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 8%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="8%">  </td> <td style="padding-bottom: 0in; padding-left: 0in; width: 1%; padding-right: 0in; padding-top: 0in;" valign="bottom" width="1%">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Shares </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Exercise Price </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Weighted Average Remaining Contractual Term </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="border-bottom: black 1pt solid; border-left: medium none; padding-bottom: 0in; padding-left: 0in; padding-right: 0in; border-top: medium none; border-right: medium none; padding-top: 0in;" valign="bottom" colspan="2"> Aggregate Intrinsic Value </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;"> </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Outstanding at beginning of year </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 126,628 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> 16.53 </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> $ </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> Granted </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; padding-top: 0in;" valign="bottom">  </td></tr> <tr><td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> Exercised </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom"> — </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  </td> <td style="padding-bottom: 0in; padding-left: 0in; padding-right: 0in; background: #d6f3e8; padding-top: 0in;" valign="bottom">  &l